Home Buying
The Perfect Home Doesn't Have To Wait!
Apply for a mortgage by 3/31 and receive up to $1,050 to cover lever fees. *
Your path to homeownership.
If you’re here, you may be ready to buy or start saving for a home — how exciting! Whether you’re a first-time home buyer or next-time home buyer, we’ll support you every step of the way.
I'm Ready to Apply
If you’re ready to buy or refinance a home, applying is your next move.
Buying a home is a big deal. Feel free to call 847-932-8741 any time or share your contact info and we’ll talk it through.
Buy Now, Refi Later
Buy your dream home today and look toward a better rate tomorrow! Refinance with BCU within 36 months of closing and you’ll receive a credit of up to $1050* to cover lender fees.
Tools & Resources
I'm Researching
Understanding The Process
Get to know the stages of the home loan process.
Rent vs Buy Calculator
Determine the value of buying over renting.
Rates and Mortgage Options
Choose from flexible financing options and competitive rates to fit your needs.
Consult an Expert
Not sure where to start? Let’s talk! Call 847-932-8741 or share your contact info.
I'm Preparing
Find an Agent
Buy or sell your home with a local HomeAdvantage® real estate agent and earn cash rewards.
Affordability Calculator
Calculate how much house you can afford.
Lock In Rate
Protect your mortgage rate while you house hunt with FlexiRate™.
Application Checklist
As you prepare to apply, here are some important docs and info to gather.
I'm Ready to Apply
Importance Of Preapproval
Review the three reasons you should solidify a mortgage preapproval before you shop.
Mortgage Payment Calculator
Compare various mortgage options based on term length and rate.
Apply for a Mortgage
Get started with your application and we’ll guide you through the process.
Check Status
Log into your existing mortgage application.
Disclosure:
*BCU will cover the BCU lender administration fees not to exceed $1,050 in aggregate. BCU will not cover discount points which can be used to buy down the interest rate, funds needed to set up an escrow account, prepaid interest, state or local taxes, and any accrued interest on a current mortgage. Offer is for a first mortgage purchase or refinance transaction of an owner-occupied primary residence. Home equity loans and lines of credit do not qualify. Certain mortgages may not be eligible for the stated closing cost discount. Offer may not be combined with any other mortgage offers. Offer subject to credit approval. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Must submit first mortgage purchase or refinance application between March 1, 2025 and March 31, 2025.